Top Ten Reasons to Move to Arizona

AZEveryone has a favorite place that they would like to visit and possibly even live. And there are a few places that are more of an attraction than others and one of these places is Arizona, and here is a Top 10 list of reasons why you should move to Arizona.

  1. Housing – Single family homes in Phoenix are inexpensive
  2. Location – Close to Las Vegas and to Mexico
  3. Red Rocks – A beautiful landmark in Sedona
  4. Climate –  is beautiful almost all year round
  5. Shopping – Scottsdale has some of the best in the nation
  6. Dining Out – Never a shortage of restaurants to choose from
  7. Navigation – Getting from place to place in Phoenix is fairly simple and will not take long to adapt.
  8. The People – A friendlier and easier lifestyle lends to people being much easier to speak to without a hint of attitude in their demeanor
  9. Palm Trees – They just are not for places like Florida, California or Hawaii
  10. The Grand Canyon – They say location is everything, well if you want to see one of the most visited landmarks in America, then you only have about a three hour trip north to see it.

And those are your top 10 reasons to move to Arizona.

The Health Benefits of Living in Southern Arizona

There is no place in the United States that is quite like the beautiful expanse of southern Arizona. The wide open spaces of the Sonoran Desert are alive with color, exotic plant life and unique wildlife in a setting that is inspirational and leaves the visitor in awe.

A wide variety of communities are set apart in the southern part of the state, with Tucson being the hub and a popular destination for not only tourists, but as a permanent or retirement home for many. Tucson offers beautiful foothills homes, easy condominium living, luxurious apartments and acreages for those who wish to get away from it all.

The climate of southern Arizona has long drawn people from all over the globe to enjoy warm winters and to seek relief from ailiments that are soothed by the dry, clean air. Activities and attractions abound in and around the Tucson area with nature hiking, world-class golf courses, museums, art galleries and side excursions to such historic places as Tombstone, Bisbee and the Cochise Stronghold.

Tucson hosts cosmopoliton living in a beautiful setting and has a slow paced atmosphere and plenty of time for living well. For happiness and health, try Tucson first.

Retiring in Southern Arizona

You bet the Sonoran desert is an in-demand commodity when it comes to considering it as a location for retirement. It may be hot, but the dry climate has abundant health benefits . Following is a list of some of the retirement communities in the area that might be worth taking a look at since Arizona falls so frequently on polls of “best places to retire.”

Quail Creek Resport Community: Located in beautiful Sahuarita in the Green Valley area south of Tucson, Quail Creek commands a truly picturesque setting with the stunning Santa Rita Mountains providing postcard views. The surrounding area offers a multitude of things to do and see, including shopping centers, medical services and more. Madera Canyon nearby is renowned for exotic bird watching and hiking trails in the cool pines. Downtown Tucson is only a half hour away, and the Tucson International Airport is within a 20-minute drive.

Voyager Resort at the Bay: The newest development at Voyager Resort, The Bay, is an upscale manufactured home community located in Tucson. The homes are custom built in Phoenix. The homes are ground-set and finished with a beautiful durable sand stucco finish and each is fully landscaped. Efficiency in heating and cooling is enhanced by dual glaze windows and high level insulation.

Fairview Manor: Located in Tucson but nestled among the Catalina and Rincon Mountains, Fairview Manor is set among lush lawns and towering pine trees. Downtown Tucson, just 15 minutes away, offers 5 large hospitals, including one of the best Veteran Administration hospitals, fine restaurants, department stores and Tucson Mall, one of the largest in Arizona. New and pre-owned homes are available at Fairview Manor. Please contact the office for available floor plans and more information.

The Villages of Rio Rico: Located in Rio Rico the Villages offer well-designed resort-style homes that blend beautifully with the desert surroundings. Set against panoramic views of the lush Santa Cruz River Valley and bordered by vast open natural areas, this community offers a variety of home designs for every lifestyle, while utilizing high-performance green building practices to ensure your new home is as energy efficient as it is inviting.There you have it. Four wonderful options to get you started in your pursuit of desert living at its finest!

Arizona Home Buyers Guide

Step 1 – Get Expert Advice

Although you might be tempted to ignore this advice, please consider that you may only purchase a home several times throughout your life. Find a realtor that is trained to help and guide you through the entire process, often saving you money and time in your new home purchase. Using a team to help you purchase your home doesn’t cost you a penny!

FACT: According to research by the National Association of REALTORS, buyers that used a buyer’s agent found their home quicker and were able to compare more properties than a buyer that did not use a buyer’s agent.

Step 2 – Pre-Qualify

Get “Pre-qualified”. This means that you disclose your income and debts, employment history, available money, and any other special financial conditions. A lender can then determine how expensive a home you can afford under current lending guidelines. This step can be as simple as a phone call! It is also necessary information when you purchase a home. We believe that it is to your advantage to actually make a loan application and become “pre-approved” for a loan. Yes, even prior to deciding upon a house to buy! Why? If you are “pre-approved” for a loan you have much more bargaining power when it comes time to present your offer to a Seller. Your Pre-approval indicates that you are serious about buying a home and that you have done your homework. Pre-approval also lessens the stress at the time of the buying decision. You know what you can afford and don’t look beyond your means. For more information on Mortgages.

Step 3 – Look at Propertyazhomeguide

When looking for your new home, you should prioritize or make a wish list of what is most important to you. Consider both your wants and your needs. Inform your realtor about your likes and dislikes of the property we are showing you. Don’t leave anything out! We will not be offended by what you say.

After looking in the areas you desire, based on price and features, you should have a good understanding of the real estate market. If you cannot find exactly what you are looking for, you may need to adjust your expectations to what the current market will offer.

Step 4 – Offer

So, now you have found the property you want and you are ready to make an offer. You must consider what sales price to offer, terms, seller concessions, earnest money, as well as closing and possession dates.

Keep in mind that too low initial offer may anger the seller, which can lead to no compromise or a refusal to work it out. Your Realtor will do all the research necessary to make sure you do not offer or pay too much for the home.

Counter Offer

This occurs when your offer is not acceptable to the seller, but the seller lets you know what is acceptable to him or her.

Unless you offer full price, in today’s market you can expect a counter offer from a seller. The seller’s counter offer may or may not be his last word.

Negotiation is among the top reasons for having a real estate professional assist you.

Step 5 – Acceptance

Acceptance occurs when all the parties to the contract agree to the price and all terms of the offer. At that time, the clock starts running to adhere to all the details that are lined out in your transaction.

Step 6 – Open Escrow

After all parties have agreed to all the terms of the contract, a copy of the contract and the earnest money must be delivered to the title company. The title company, a disinterested third party, must remain neutral throughout the transaction. They will carry out all the instructions of your contract, provide documents to transfer the property, and provide the title insurance.

The phone number of the title company chosen will be on your contract, so you can communicate with them freely. Your Realtor will contact the title company for all key factors and will review your final figures before closing. We will review the hud-1(closing statement) and make sure you have not been incorrectly charged.

Step 7 – Home Inspection

A home inspection is when a paid professional inspector — often a contractor or an engineer — inspects the home, searching for defects or other problems that might plague the owner later on.

Step 8 – Termite Inspection

A clear termite report is required by the lender prior to lending on a particular property. Your Realtor will ask that if termites are found at the property you are purchasing that the seller pay to remove them.

Step 9 – Appraisal

The appraisal is required by the lender to insure the property’s market value, and to certify the property meets certain standards.

Step 10 – Home Owners Insurance

Before closing you must obtain homeowners insurance. You will need to provide your insurance agent with the address, square footage, and age of the property. Some insurance companies ask for more information, you can obtain the answers from your Realtor.

Your insurance will not be in effect until your loan is closed and funded. Your insurance premium will be included in your closing costs and your monthly payments.

Check out the best insurance agency directory

Step 11 – Final Walk-Thru

A day or two before you close your realtor will take you back out to your new home for a final walk-thru. The purpose for this final walk-thru is to insure that the property is in reasonably the same condition that it was in when you agreed to purchase it and to inspect any repairs you requested as a result of the home inspection.

Step 12 – Closing

Closing is the date and time set-aside for you to come in and sign the paperwork. Your realtor will coordinate the time and date convenient for you and the title company.

Almost everyone schedules closings for the last day of the month. The overcrowding and large volume of closings can lead to mistakes and a rushing of the documents. A wiser strategy might be to close earlier in the month.

Step 13 – Funding

Funding occurs when all the loan documents have been signed at the title company and all conditions have been met (if any). The signed papers are returned to the lender for review. The lender will then send money to the title company to pay for your new home. Funding may occur on the day of the closing or on the next day. Careful planning will ensure that the expectations of all have been met.

Step 14 – Recordation

After the title company receives the money from the lender, the title company will send the necessary documents to the Maricopa County Recorders office to publicly record the documents. As soon as the documents are recorded the home becomes yours.

Step 15 – Possession

After recordation, your realtor will deliver the keys to the property to you and you become the official owner of your new home. Usually possession is given at time of recordation or shortly after.

On occasion possession can be before recordation (pre-possession), or after recordation (post-possession). If this happens it will include some type of rental agreement. If this is necessary, your realtor will handle all of the details for you.